From the moment you arrive at 1314 Stearns Wharf Road, you feel it: this is more than a house… it’s a place where life unfolds beautifully. Set in the heart of Montecito at Otay Ranch, this former model home blends thoughtful upgrades with a layout designed for connection, comfort, and joy. Step inside to soaring ceilings, custom tile flooring, and an open great room that invites everyone to gather. The kitchen is a dream: gleaming quartz counters, stainless steel appliances, a large walk-in pantry, and endless cabinetry. The dining area flows easily from the kitchen and leads to a spacious living room with surround sound and a cozy fireplace that anchors family nights and holiday mornings. There’s a separate formal dining room too… perfect for celebrations, birthday candles, and memories in the making. Downstairs also includes a private bedroom ideal for guests or a peaceful home office. Upstairs, a bonus loft gives everyone space to spread out for movie marathons, homework zones, or yoga at sunrise. The primary suite is your retreat, with a spa-inspired en-suite bath and peaceful ambiance. Another upstairs bedroom also offers its own en-suite bath, perfect for growing teens or extended stays. Step outside into your own private oasis: a built-in BBQ kitchen, shaded gazebo, & landscaped yard ready for weekend gatherings and quiet evenings under the stars. With solar, tankless water heater, EV charging, and a location near top-rated schools and parks… this home offers more than upgrades. It offers a lifestyle. Welcome home. Welcome to 1314 Stearns Wharf Road, a radiant former model home nestled in the heart of Montecito at Otay Ranch. This is more than a house… it’s where morning routines feel peaceful, where birthdays are celebrated in the backyard, and where every corner reflects pride of ownership and care. Thoughtfully designed and beautifully maintained, this home is a true standout. From the moment you step inside, you’ll be struck by its bright, modern aesthetic and inviting flow. Custom tile floors extend through the main level, leading to a grand open-concept great room where the kitchen, dining area, and living room create a warm, connected space. The chef’s kitchen features gleaming quartz countertops, stainless steel appliances, a generous walk-in pantry, and abundant cabinetry. The adjacent dining area is spacious enough to host large gatherings, while the living room invites connection with a cozy fireplace and built-in surround sound. This great room area opens effortlessly to the outdoor living space… creating that seamless indoor-outdoor lifestyle that’s so quintessentially Southern California. Step outside and unwind under a shaded gazebo, fire up the built-in barbecue kitchen, and enjoy evenings surrounded by low-maintenance landscaping designed for beauty and ease. Back inside, a separate formal dining room provides space for elegant dinners and holiday traditions. Downstairs also offers a private bedroom, ideal for guests, a home office, or a quiet retreat. Upstairs, a large loft offers flexible living: from game nights to work-from-home setups or a second lounge space. The primary suite is a sanctuary of its own, complete with a second fireplace and a luxurious en-suite bath. Another upstairs bedroom includes its own en-suite as well, offering privacy and comfort for everyone. Montecito at Otay Ranch is one of the most cherished communities in Chula Vista, known for its family-friendly feel, walkable design, and impressive amenities. Residents enjoy the Montecito Clubhouse with a resort-style pool and spa, fitness center, sports courts, and social gathering spaces. Parks and trails are abundant, and schools nearby are top-rated. You're also just minutes from the Otay Ranch Town Center, where shops, restaurants, and entertainment make errands easy and weekends fun. This home is loaded with thoughtful upgrades and move-in-ready features: Notable Upgrades and Features: Former model home with high-end finishes/upgrades throughout Four bedrooms and four full bathrooms (two en-suite) Custom tile flooring throughout main level Gourmet kitchen with quartz counters, stainless appliances, and walk-in pantry Surround sound, 2 fully enclosed fireplaces Seamless indoor-outdoor flow to backyard retreat with shade and separate gazebo Built-in BBQ kitchen and outdoor "room" Formal dining room and upstairs loft Primary suite with en-suite bath and its own fireplace Energy-efficient solar panels, EV charging, and tankless hot water heater Smart home features for convenience and security Epoxy-coated garage floor and gutters for easy cleanup Professionally landscaped with low-maintenance design 1314 Stearns Wharf Road isn’t just a home — it’s a lifestyle. Whether you're hosting friends, watching kids grow, or enjoying peaceful evenings by the fire, this home has been lovingly maintained and thoughtfully upgraded to support every season of life. Welcome to comfort, community, and the next beautiful chapter. Welcome home.