Welcome to this charming and beautifully updated home with a assumable FHA loan at 3.05% in the heart of Valencia Park, San Diego! This 2-bedroom, 2-bathroom gem offers a perfect blend of comfort and modern upgrades. Step inside to find an inviting living space with stunning white wooden shutters on most windows, adding elegance and privacy. The updated kitchen features stylish finishes, stainless steel appliances, making meal prep a delight. Both bathrooms have been tastefully updated, with the hall bath boasting a relaxing jetted tub. Stay cool year-round with newer AC and enjoy the benefits of solar panels for energy efficiency. The roof was recently tuned up for longer life. The spacious backyard is fully fenced, offering privacy and versatility with a large concrete pad—perfect for entertaining and outdoor dining. There are No rear neighbours for better privacy and view! A two-car garage with an epoxy floor surface provides stain resistance, ample storage and parking. Conveniently located near freeways, shopping, and schools, this home offers easy access to everything San Diego has to offer. Don’t miss this opportunity to own a beautifully maintained home in a fantastic location!