***THIS BELOW MARKET RATE HOME MUST BE OWNER OCCUPIED. MAXIMUM TOTAL ANNUAL GROSS INCOME FOR APPLICANT AND CO-APPLICANT (IF APPLICABLE) MUST NOT EXCEED $55,600 FOR A 2-PERSON HOUSEHOLD OR $48,650 for a 1-PERSON HOUSEHOLD. TOTAL ASSETS OF APPLICANT AND CO-APPLICANT MUST NOT EXCEED ONE HALF OF THE PURCHASE PRICE OF THE UNIT. THE APPLICANT AND CO-APPLICANT MUST AGREE TO USE THE HOME AS HIS/HER/THEIR PRIMARY RESIDENCE. THE APPLICANT AND CO-APPLICANT MUST RESIDE IN THE COUNTY OF SAN LUIS OBISPO OR BE EMPLOYED IN THE CITY OF SAN LUIS OBISPO.*** Discover the pinnacle of modern living at Victoria Crossing, a remarkable collection of single-level homes in San Luis Obispo. Studio #308, built in 2024, offers an efficient 1-bedroom floor plan that feels open and spacious, and is accessed via a common lobby with elevator. Expansive windows flood the living spaces with natural light, complemented by 9 ft ceilings for an airy ambiance. A private balcony offers the perfect space to unwind and take in the stunning surroundings. Enjoy luxury vinyl plank flooring throughout, quartz countertops, a stylish tile backsplash, and modern shaker-style cabinetry. The bathroom features a quartz countertop vanity and a bath/shower with chic subway tile pattern. These homes are equipped with double-pane vinyl windows by Milgard, ceiling-mounted LED lighting, fire sprinkler systems, hard-wired smoke and carbon monoxide detectors, and ducted heating/cooling for ultimate comfort. Conveniently located moments away from downtown San Luis Obispo and the renowned Edna Valley Wine Country, Victoria Crossing offers the perfect balance between serene living and accessibility to vibrant urban centers. Elevate your lifestyle and immerse yourself in the beauty of contemporary design, stunning views, and the allure of a prime location. PHOTOS ARE REPRESENTATIVE AND MAY NOT BE OF ACTUAL UNIT. FLOORPLANS AND FEATURES SHOWN IN PHOTOS ARE THE SAME AS THIS UNIT. APPLIANCES MAY DIFFER.